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How Much Can You Afford?
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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
%): |
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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View New Construction Homes Here!
See Floor Plans and Exciting Virtual Tours of Model Homes and Condos from some of the Best Builders In the Charlotte & Mooresville Area.
My list is designed to save you time and money. You will be able to see more homes in 20 minutes than you would by driving around in 2 weeks.
A New Home is not a "New Home" unless you are the first person to live in it... all others are "Used Homes".
Advantages of New Construction
- Gives you time to put your home on the market while your new home is being built.
- Most new homes come with a warranty.
- Customize with options you like.
- No need for costly renovations.
- Built to current building codes.
- Typically more energy efficient than older homes.
- New Appliances.
- New, Clean Carpet .
- No need for costly repairs.
My Services to You are FREE since the seller pays my commission...Not You!
Having a Buyer Agent does not change the price of the home.
Why You Need a Buyer Agent for New Construction.
As your Buyer Agent, I provide a host of services for my valued clients including:
- Representing YOU and looking out for YOUR best interest.
- Helping you with financing of your new home.
- Saving time and expediting your home search.
- Attending meetings with builders when you are out of town.
- Keeping you informed of the status of your home.
- Being with you every step of the way
"Purchasing a New Home without a Buyer Agent is like going to Court Without a Lawyer."
Contact Us Now |
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